If you’re going to be putting your house on the market, you want it to be in the best condition possible for when prospective buyers come and look at it. A little sprucing up can add a lot of curb appeal and increase the chances of selling your home as soon as possible.

Make Over Kitchen Cabinets

An older, out of date kitchen can be given a face lift with the addition of some paint and new cabinet doors. The doors on the kitchen cabinets can make or break the way a kitchen looks. If you don’t have the funds to buy new cabinet doors, consider painting the cabinets. Avoid any type of wild paint, sticking instead to solid colors or the tried and true basic white. Add interesting touches like removing one cabinet door and paint the inside of the cabinet and shelves a different color. You can keep it open, or add a glass door. Adding some new knobs and handles will improve the look even more. You can go basic, or get really fancy with some high-end hardware, depending on the style of your home.

Give the Entrance a Makeover

Brighten the entrance to your home by painting the door. Choose an accent color from the rest of the front of the house. Add brand new hardware for a totally new, finished look. Place potted plants on either side of the door, or if you have wide steps, place them on the steps. Paint railings with fresh paint, being sure to scrape off the old paint first. Place solar lights along your walkway to add even more brightness. Replacing your mail box will also add character and instant curb appeal to your home. Be sure your house number can be seen from the road by placing large numbers on both your mail box and the house.

Organize Closets

People, especially women, always take closet space into consideration when looking for a house to buy. Purchase closet organizers and have them installed, or install them yourself. Then organize those closets and get rid of everything you don’t actually use. This will make your closets seem much larger and add so much more storage space by utilizing empty spaces in the closets. Alternately, if you have two closets in one bedroom, take the doors off one closet and turn that one into an office. There are “office in a closet” kits that come with shelves, and a deeper shelf to use as a desk. Add a desk chair, a computer and place a few books on the shelves and it looks like you have a home office, virtually creating a whole new room within a room.

 

 

There is a lot to know when it comes to senior housing. Thinking about future housing arrangements can be a stressful topic for both you and your family. There are so many options, types of housing and so much to know. In order to find the best fit you will have to learn about the different types of senior housing available, which choices may be best for you, and how to navigate the terminology.

A great resource SeniorHousingNet has created a glossary of commonly used terms and the different senior housing and care choices available. You can find it here.

 

Home prices are at rock bottom and mortgage rates at all-time lows so you may be considering going from renter to homeowner. If you are planning on staying put for a while the choice makes sense. There are a few things to take into consideration before you make the leap from renter to owner.

First, you will need to determine how much you can afford. Consult with a mortgage professional to help you determine what kind of mortgage you qualify for. Just because you pay $1,000 a month in rent, doesn’t mean you can handle a $1,000 monthly mortgage payment. There are more costs to owning a home than just the mortgage payment. As a homeowner you will also be responsible for property tax, home insurance, utilities, and repairs. To prepare for those costs plan on adding about 40 percent to your base cost. So, if your mortgage is $1,000, add about $400 a month for a better estimate of costs.

Before you make a rash decision see if you really can afford the cost difference. Once you know the cost difference spend a few months depositing the difference between your rent payment and your cost estimate in the bank. In the previous example you would deposit $400 a month into savings. If you’ve been able to keep up the deposits and pay your other bills, that’s a sign you can afford to buy. Now that you have been saving more you have more money to put toward the down payment of your new home.

These are just a few tips to get you started. Once you have a better financial picture it will be time to start shopping. That is when the fun begins.

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Are you thinking of buying a home with a septic system? Septic systems are common in the suburbs and more rural areas where municipal sewers are not available.

So what is a septic system? It is a self-contained, underground waste water treatment system. It consists of a septic tank and a drainage system.

The septic tank is a large, watertight container. It can be made of concrete, steel, fiberglass, or polyethylene. The septic tank is connected to your home’s sewer line and collects all water and the waste in it.

The drainage system has several parts; an outflow pipe, a distribution box, a network of perforated pipes, and a leach field. When liquids inside the septic tank get high enough, they flow out of the tank into the outflow pipe. The outflow pipe leads to the distribution box which then channels waste water into the perforated pipes. The waste water is then distributed into the leach field.

There is usually no cause to worry when buying a home with a septic system. It is prudent to have the septic system inspected or ask for proof of inspection during the purchase process.  If maintained properly, a septic system can last between 25 to 35 years.

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